Capital that moveslike information.
For importers and companies paying suppliers abroad: access to regulated partners with competitive FX, same-day settlement and the predictability traditional banking can’t deliver.
A modern layer on top of the financial system.
We connect Brazilian importers and companies to global payment solutions — with more speed, lower cost and full execution predictability.
We were born from the frustration of running treasury for decades: why does moving capital globally remain slow, expensive and opaque? XEND Exchange is a technology layer that organizes this journey: we facilitate cross-border payments, competitive FX and instant settlement via regulated partners.
We are a senior team in financial markets, technology and compliance. We operate as facilitators, with audited counterparties and an obsession with results.
This is how the bank charges you on every cross-border payment.
The bank charges in layers — and none of them shows up in full.
The amount you see on the bank’s systemis not the real costof your operation. A large share of the margin is hidden in the FX spread, administrative fees and timelines that delay your cash. When you add it all up, you find out you paid much more than you thought — every single time.
FX spread embedded in the price
The bank applies a margin on the rate and doesn’t show how much. You sign the operation without being able to compare — and accept the price for lack of alternative.
Settlement that takes days
Supplier chasing, goods stuck, contracts slipping. The bank takes 2 to 5 business days to process a remittance your operation needed yesterday.
Bureaucracy that blocks planning
Every operation becomes a project: paperwork, manual approvals, FX closed on a different day, a price different from what was agreed. Your treasury loses predictability on every payment.
You don’t have to accept this model as the standard. There is a faster, cheaper and more predictable way to move money abroad — through regulated partners, with technology built by people who actually operate.
Compare against the bank →Three ways to spend less and pay faster.
Less FX cost, less time waiting on the bank and more predictability on every payment. You operate without changing how your company works.
Cross-border payments without depending on traditional banks
Connect your company to regulated partners that settle in hours, not days. You meet deadlines, avoid penalties and protect your reputation with suppliers.
- Same-day settlement via regulated partners
- No hidden fees in the process
- Real-time tracking of the operation
FX with real cost, no surprises at execution
Firm quote from our partners before you execute. The price you see is the price you pay — no hidden spread, no “I’ll only know tomorrow”.
- Lower total cost than traditional banking
- Firm quote, no surprises at close
- Over 150 currencies and corridors via partners
Liquidity to execute at the volume your company needs
We structure large operations together with regulated partners without locking up your treasury. You plan ahead, execute at the agreed price and keep your cash predictable.
- Immediate execution, even at larger volumes
- FX hedging for future settlement dates
- Dedicated specialist support
From first contact to settlement, in days — not months.
You tell us your case
Volume, currencies and destinations. In a 20-minute conversation we understand your operation.
Quick onboarding
Digital submission of company documents. Full review in up to 72 business hours.
Firm quote
You receive a closed price from partners before executing. No surprises, no hidden spread.
Payment settled
The regulated partner settles in hours — you receive confirmation and proof straight to your email.
Test it on your next payment.
Before changing anything in your operation, ask for a quote on the same payment you would make through the bank today. You compare, decide, and only close if it makes sense.
Ready to pay better?
Tell us what you need to pay: volume, currency, destination. A specialist replies within 24 business hours with a clear quote — no pitch, just numbers.
xend.exchange
xend.exchange
Brazil